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Personal finance guidance that actually puts you first
There is a lot of noise out there. Most of it is quietly driven by commissions and sponsorships. We are built differently: fee-only, independent, and a SEBI Registered Research Analyst (INH000026567).
Built for the Indian Middle Class
We are not here for HNIs who already have wealth managers. We are here for the 28-year-old in Bengaluru or Pune who just wants to know what to actually do with their monthly salary.
Research Built on Data, Not Opinions
Every model portfolio and recommendation will come with backtested data. We show our working, not just our conclusions. You will always understand what you are investing in and why.
Zero Commissions. Ever.
We earn nothing from the funds or products we talk about. No affiliate links, no sponsored recommendations. You pay us, or nobody does. That is the only way to keep the advice honest.
Three steps from confusion to clarity
You do not need to become a finance expert. You just need the right tools, honest research, and someone who will actually tell you what to do next.
Start with the calculators
Sign up free and run the numbers on your own situation. SIP returns, tax liability, home loan EMI, retirement corpus. Knowledge before action, every time.
Pick a life-stage portfolio
Paid memberships are going live soon. Members will get access to curated model portfolios built around your actual age and life stage, not a generic risk quiz.
Stay on track with rebalancing alerts
Markets move, life changes. We send monthly or quarterly rebalancing guidance so your portfolio stays aligned without you having to monitor things daily.
Run the numbers on your situation.
Sign up free to save your results and access all 90+ calculators.
See exactly how your monthly SIP grows over time, with the real power of compounding shown in a way that actually makes sense.
Enter your income and deductions once. We will tell you which regime saves more and by exactly how much in actual rupees, not just percentages.
Know your exact monthly outgo before you sign anything. Includes a prepayment impact view so you can see what paying a little extra each month saves you.
Built around where you are in life, not just your risk appetite
Most financial advice groups people by "aggressive" or "conservative" and calls it a day. That is lazy. Your portfolio should reflect your actual life stage, your goals, and your timeline. We are building 18 portfolios, each one thoughtfully designed for a specific chapter of life.
Responsible. Transparent. Regulated.
Stratus Selyn Enterprises Private Limited (CIN: U85101KA2024PTC190455), operating under the brand name Vessify, is registered with SEBI as a Research Analyst under the SEBI (Research Analysts) Regulations, 2014. SEBI RA Registration Number: INH000026567. Investments in securities markets are subject to market risks. Please read all related documents carefully before investing. Past performance is not indicative of future results.