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Child Planning | PPF vs SSY vs Equity MF
PPF vs Sukanya Samriddhi vs Equity Mutual Funds. Same ₹ 9 Lakh In, a ₹ 22 Lakh Gap.
A bank RM called Sukanya Samriddhi 'simply the best' for a newborn daughter. Here are the real 21-year numbers against PPF and an equity mutual fund, where guaranteed schemes genuinely win, and a calculator to run your own split.
₹ 9 Lakh
Invested in all three: ₹ 5,000/mo for 15 years
₹ 27.6 Lakh
Sukanya Samriddhi at year 21 (8.2%)
₹ 49.8 Lakh
Equity MF at year 21 (12% illustrative)
~₹ 17 Lakh
Equity lead over SSY even after LTCG tax

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