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Personal Finance | Tax 2026
New Tax Act 2026: Should You Switch Regimes?
India's new Income Tax Act is live from April 1, 2026. Here is the exact number-by-number breakdown every salaried Indian needs to run before the end of this financial year. Zero assumptions. Just math.
₹ 12.75L
Zero-tax threshold
New regime
₹ 1,17,000
Old Tax on 12L
With deductions
₹ 0
New Tax on 12L
Flat zero
14%
NPS Deduction
Employer contribution
₹ 1,09,980
Tax Saved on 14.8L
Switching to new

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