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Tax Planning | Salary Restructuring
Ask HR These 3 Questions. Save ₹ 48,400 in Tax This Year.
Your colleague sitting three desks away has the same CTC as you. Same company. Same role band. She takes home the same salary, but saves ₹ 48,381 more in tax every year, and gets ₹ 1.12 lakh deposited into her retirement account by your employer. She asked HR three questions. You never did.
₹ 48,381
Annual tax saved at ₹ 20L CTC
₹ 1.12L
Employer NPS deposited yearly
₹ 1.25 Cr
NPS corpus in 25 years at 10%
3
Questions to HR. That is all.

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